Terms & Conditions

Introduction

Welcome to One Point. By using our website and services, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before using our website or services.

Services

We provide a variety of services, including Life Insurance, General Insurance, Health Insurance, Loans (Home, Business, Vehicle, Personal), and Investment Advice. By accessing these services, you agree to the terms outlined in this document.

User Responsibilities

As a user of our website and services, you agree to:

• Provide accurate and up-to-date information during registration and transactions.
• Use our services only for lawful purposes.
• Not engage in any activity that disrupts or interferes with the proper functioning of the website.

Account Security

You are responsible for maintaining the confidentiality of your account information, including your login credentials. You agree to notify us immediately if you suspect unauthorized access to your account.

Payments

All transactions, including insurance premiums, loan repayments, and investment purchases, are subject to the terms provided during the transaction process. Payments are processed through secure channels, and you agree to pay all fees and charges associated with our services.

Limitation of Liability

One Point is not liable for any direct, indirect, or consequential damages arising from your use or inability to use our website or services, including damages resulting from third-party errors, system failures, data breach, or issues with payment processing. In particular, we are not responsible for any loss or theft of data, including personal or financial information, that may occur due to a data breach, despite our best efforts to ensure secure storage and transmission of your information.

Indemnification

You agree to indemnify and hold harmless One Point, its employees, agents, and affiliates from any claims, liabilities, losses, or damages arising from your use of the website or services.

Governing Law

These Terms and Conditions are governed by the laws of Tamil Nadu, India. Any disputes arising under these Terms and Conditions will be resolved in the courts located in Namakkal, Tamil Nadu.

Changes to Terms & Conditions

We reserve the right to modify or update these Terms and Conditions at any time. Any changes will be posted on our website, and the date of the most recent revision will be updated accordingly.